Rates you can prove
Each rule set records when it took effect, when it was verified and which source it came from. That text appears under every result, so visitors see what the number is based on.
Finance Studio v0.5.3 · WordPress plugin for Pakistan tax and finance
Seven Pakistan tax and Zakat calculators, in one WordPress plugin.
Income tax, Zakat, property registry fees, Islamic inheritance, ATL checks, currency and custom duty. Every rate lives in an editable, versioned rule set with its source cited, so you update a slab in WP Admin instead of waiting for a developer.
- 7 calculators
- Tax year 2027 rates
- PDF reports with QR code
- Elementor, block or shortcode
What is Finance Studio?
Finance Studio is a WordPress plugin by Handicraft Marketing that adds seven Pakistan-specific financial calculators to any website: income tax, Zakat, property registry expense, Islamic inheritance (faraid), Active Taxpayer List checks, currency conversion and custom duty. Rates are stored as versioned, effective-dated rule sets that an admin can edit and roll back, results can be downloaded as a PDF report, and every calculator works as an Elementor widget, a Gutenberg block or a shortcode.
- Calculators
- 7
- Price from
- PKR 2,200
- Tax years
- 2025 to 2027
- Automated tests
- 98
Why site owners use it
What changes when you install Finance Studio
Tax slabs change every June and the calculator on your site is still last year's.
Rates live in rule sets with effective dates. Edit a slab in WP Admin, keep the old one for prior years.
Visitors leave your site to use a calculator somewhere else.
Seven calculators on your own pages, styled like your site, collecting the visit and the enquiry.
A free plugin gives one number with no explanation.
Every result shows the applied slab, the ruleset version, its source and plain-language notes.
Clients ask for the calculation in writing.
One click turns any result into a branded PDF report with a reference code and QR code.
Zakat calculators ignore Nisab prices or use stale ones.
Gold and silver prices load live, with a manual fallback you control.
Inheritance questions need more than spouse and children.
A Hanafi faraid engine covering parents, siblings, grandparents, Awl, Radd and MFLO 1961 representation.
Feature tour
See Finance Studio at work.
Real screens from version 0.5.3 on a test WordPress site. Choose a feature, and click any screenshot to enlarge it.
Income tax for salaried and non-salaried taxpayers
- Tax years 2025, 2026 and 2027, including the Budget 2026-27 slab changes
- Monthly or annual income, salaried or non-salaried / AOP slabs
- Donation (s.61) and pension (s.63) credits, plus the teacher and researcher rebate
- Shows the applied slab, tax payable, monthly equivalent and effective rate
Zakat with live gold and silver prices
- Nisab on gold or silver, lunar or solar year
- Gold and silver entered by weight, priced live with a manual fallback
- Doubtful receivables and locked pension funds handled separately, not lumped in
- Long-term shares counted at a zakatable portion you can change
Islamic inheritance (faraid) shares, step by step
- Spouse, parents, children, full, consanguine and uterine siblings, grandparents
- Awl and Radd applied automatically, with the reason shown
- Pakistan mode applies MFLO 1961 s.4 for predeceased children
- Funeral costs, debts and bequests deducted in the right order
Property registry and transfer costs by province
- Punjab, Islamabad, Sindh, Khyber Pakhtunkhwa and Balochistan
- Plot only or building, with filer and non-filer advance tax (s.236C and s.236K)
- Stamp duty, registration, mutation and TMA fees, CVT where it applies
- Each line item shown separately, so clients see where the money goes
Custom duty, PTA tax and filer comparisons
- Duty cascade: CD, ACD, RD, sales tax, additional sales tax and withholding
- Presets for used and new vehicles, the baggage scheme and PTA mobile tax
- ATL checker with your own imported FBR list (stored as hashes, never raw CNICs)
- Filer versus non-filer cost for vehicle purchases and cash withdrawals
You control the rates, with history
- Every statutory figure is a versioned, effective-dated rule set with a cited source
- Edit any rate in WP Admin; every save is snapshotted and can be rolled back
- Export or import all rates as a signed Rule Pack, or reset to the bundled defaults
- WP-CLI commands for agencies managing several sites
Advantages
Why Finance Studio is different
Built like accounting software
All arithmetic uses exact decimal maths (BCMath), never floating point, so a figure on screen, in the PDF and in the API is always the same rupee amount.
Updates that respect your edits
When a new version ships corrected rates, they reach sites that never touched that rule set. A rate you edited yourself is never overwritten.
Works with your page builder
The same form renders as an Elementor widget, a Gutenberg block or a shortcode. Disable a calculator once and it disappears everywhere.
Everything in Finance Studio
- 7 calculators: income tax, Zakat, registry, inheritance, ATL, currency, custom duty
- Elementor widgets with full style controls
- Gutenberg block and [finance_studio] shortcode
- Downloadable PDF report with QR code
- Right-to-left PDF font for Urdu, ready for translation
- Versioned rule sets with effective dates and sources
- Revision history and one-click rollback
- Signed Rule Pack export and import
- Live gold, silver and currency rates with fallbacks
- ATL list import, stored only as SHA-256 hashes
- REST API with an OpenAPI 3.0 description
- Rate limiting on every calculation endpoint
- Diagnostics page and anonymised calculation log
- Accessible forms: labels, live results, loading states
- Turn any calculator on or off site-wide
- Upgrade-safe: your edited rates are never overwritten
Who it's for
Made for these sites
Tax consultants and accountants
Give visitors a working calculator, then turn the result into a consultation.
Property dealers and builders
Show buyers the full registry and transfer cost before they call.
Islamic finance and Zakat sites
Zakat and inheritance answers that explain their working.
Importers and finance blogs
Duty, PTA tax and filer comparisons that keep readers on your site.
More on how we work with Tax Consultants & Accounting Firms.
Compare
Finance Studio compared with the usual options
| Capability | Finance Studio | Single-calculator plugins | Hard-coded calculator |
|---|---|---|---|
| Number of calculators | 7 | 1 | 1 |
| Update rates without a developer | Yes | No | No |
| Source and version shown with results | Yes | No | No |
| PDF report for clients | Yes | Rarely | No |
| Zakat with live metal prices | Yes | No | By hand |
| Islamic inheritance and registry fees | Yes | No | By hand |
| Elementor, Gutenberg and shortcode | Yes | Sometimes | No |
Straight answers
What Finance Studio does not do
Knowing the limits up front saves you a support ticket later.
- It gives estimates for information, not tax, legal or religious rulings. Results carry that note on screen and in the PDF.
- Bundled rates were researched from tax-advisory sources and the Finance Act 2026 as of July 2026. Confirm them against FBR and provincial notifications before relying on them for a client, and edit any that differ.
- Super tax (s.4C) is not modelled, and custom duty covers four presets rather than every HS code.
- The inheritance engine covers the common heirs and classical cases; complex estates should still be reviewed by a scholar or lawyer.
- Right-to-left and Urdu-ready infrastructure is included, but no Urdu translation of the interface ships yet.
Pricing in PKR
Finance Studio pricing
Every plan includes the full plugin and updates. Pick monthly to start small, yearly to save, or pay once and keep it permanently.
Start small, cancel any time
Monthly
PKR 2,200per month
- The full plugin, every feature
- All updates while you are subscribed
- Setup help on WhatsApp
Save PKR 11,400 a year
Yearly
PKR 15,000per year
- Everything in Monthly
- All updates for the year
- Priority help on WhatsApp
Pay once, keep it permanently
Lifetime
PKR 35,000one-time
- Everything in Yearly
- Updates included for life
- Setup help on WhatsApp
Prices in Pakistani Rupees, per website. Running several sites or an agency? Ask for a multi-site price. Need changes to the plugin? Request them below.
Getting started
Live on your site in four steps.
- 1Choose a plan on WhatsAppTell us your website address and pick monthly, yearly or lifetime.
- 2Receive the pluginYou get the plugin .zip and short setup notes after payment.
- 3Install it like any pluginIn WordPress, go to Plugins, Add New, Upload Plugin, choose the .zip and activate.
- 4Set it up with helpStuck on a setting? Message us on WhatsApp and we walk you through it.
Requirements
- WordPress
- 6.4 or newer
- PHP
- 8.1 or newer with the BCMath extension
- Page builder
- Optional: Elementor, or use the block or shortcode
- Hosting
- Any normal PHP host; the PDF library ships inside the plugin
Custom plugin development
Need a plugin built for your business?
We build custom WordPress and WooCommerce plugins, from a single calculator or checkout tweak to a complete system connected to your software. You talk directly to the developer, and you get a written scope and price before any work starts.
- New plugins, or changes to Finance Studio
- WooCommerce features, Elementor widgets and Gutenberg blocks
- Connections to payment gateways, CRMs, ERPs and APIs
- Secure, escaped code you own, with a changelog
Bigger than a plugin? See custom software development.
Questions, answered
Finance Studio questions, answered
Still unsure? Ask the developer directly on a free 30-minute call.
Book a free consultationWhat is Finance Studio?
Finance Studio is a WordPress plugin by Handicraft Marketing that adds seven Pakistan-specific financial calculators to a website: income tax, Zakat, property registry expense, Islamic inheritance, Active Taxpayer List checks, currency conversion and custom duty. Results can be downloaded as a PDF report.
Which calculators are included?
Seven: an income tax calculator, a Zakat calculator, a property registry and transfer cost calculator, an Islamic inheritance (faraid) calculator, an ATL checker with filer comparisons, a currency converter and a custom duty calculator. Each can be switched on or off site-wide.
Is the income tax calculator updated for tax year 2027?
Yes. It ships with salaried and non-salaried slabs for tax years 2025, 2026 and 2027, including the Budget 2026-27 changes to salaried slabs. Earlier years stay available so visitors can recompute an old return.
Can I change the tax rates myself when the budget changes?
Yes. Every rate lives in a rule set you can edit in WP Admin, with an effective date and a source note. Each save is kept in a revision history, so you can roll back if needed.
Will a plugin update overwrite rates I have edited?
No. Updates only refresh rule sets that nobody has edited on your site. A rate you changed yourself is never overwritten.
Does Finance Studio work without Elementor?
Yes. Every calculator works as an Elementor widget, a Gutenberg block or a shortcode such as [finance_studio module="zakat"], so it works with any theme or page builder.
How does the Zakat calculator get gold and silver prices?
It loads current gold and silver prices automatically and caches them. If the price service cannot be reached, it uses fallback prices that you can update in WP Admin. Visitors enter gold and silver by weight.
Which provinces does the property registry calculator cover?
Punjab, Islamabad Capital Territory, Sindh, Khyber Pakhtunkhwa and Balochistan. It shows stamp duty, registration, mutation and other fees, CVT where it applies, and advance tax for filers and non-filers under sections 236C and 236K.
Which heirs does the Islamic inheritance calculator handle?
Spouse, father, mother, sons, daughters, full, consanguine and uterine siblings, the paternal grandfather and both grandmothers. It applies Awl and Radd, and in Pakistan mode it follows MFLO 1961 section 4 for predeceased children.
Can visitors download their result as a PDF?
Yes. Every result has a Download PDF report button. The report includes the figures, the rate version and source, a reference code and a QR code, and supports right-to-left text for Urdu.
Is the ATL checker connected to FBR?
It checks against an ATL list that you import from FBR as a CSV file, and links to FBR for anything not in your list. The live FBR service itself is not queried by the plugin.
Does it store visitors' CNIC numbers?
No. The imported ATL list is stored only as SHA-256 hashes, never as raw CNIC or NTN numbers, and the calculation log is anonymised.
Can the calculators be shown in Urdu?
The plugin is translation-ready, with a complete string file, right-to-left styles and an Urdu-capable PDF font. An Urdu translation of the interface is not included yet; we can add one as a custom job.
Can clients rely on the results for filing?
Results are estimates for information, not tax, legal or religious rulings, and the plugin says so on every result. Rates were researched as of July 2026; confirm them against FBR and provincial notifications and edit any that differ.
Can I style the calculators to match my website?
Yes. The Elementor widgets have typography, color, background, border, radius, shadow and spacing controls for each part of the form and result, and they look finished out of the box.
Does Finance Studio have an API?
Yes. Each calculator is available at a REST endpoint, rate-limited, with an OpenAPI 3.0 description and an admin page showing example requests. This is useful if you also have a mobile app.
Will it slow down my website?
No noticeable effect. Calculations run on the server only when a visitor presses Calculate, the frontend script is small and needs no framework, and the PDF library only loads when a report is requested.
How much does Finance Studio cost?
Three plans in Pakistani Rupees: PKR 2,200 a month, PKR 15,000 a year, or PKR 35,000 once for lifetime use. Every plan includes the full plugin and updates. Prices are per website; ask on WhatsApp for a multi-site price.
Do I get updates?
Yes. Every plan includes updates: for as long as you are subscribed on the monthly or yearly plan, and for life on the lifetime plan.
What are the requirements?
WordPress 6.4 or newer and PHP 8.1 or newer with the BCMath extension, which most hosts enable. Elementor is optional.
Can I use Finance Studio on more than one website?
Each plan covers one website. If you run several sites or build sites for clients, message us on WhatsApp for a multi-site price.
Can you build a calculator that is not included?
Yes. We build custom calculators and finance tools on the same engine, for example a loan, salary or property tax calculator. Use the custom plugin request form on this page.
Your developer
Jamshaid Ali
Founder, Handicraft Marketing
Put seven calculators on your site this week.
Pick a plan on WhatsApp, install the plugin, and add the calculators to any page. Need a calculator that is not here? We build those too.
- Reply within 24 hours
- Free plan, no obligation
- Talk directly to the developer